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What Does a Beauty Routine Really Cost in Your 20s?

  • Sep 29
  • 2 min read

A serum here, a manicure there, and suddenly your “self-care” looks more like a second rent payment. In an era where TikTok introduces a new must-have every week, it’s easy to wonder: how much are we actually spending to keep up with beauty? And more importantly, is it worth it?


Skincare: The Modern Essential

For Gen Z, skincare is no longer optional - it’s foundational. A cleanser, moisturizer, and daily SPF form the non-negotiables, while serums, exfoliants, and overnight masks have become beauty rituals in their own right.


The monthly reality

  • Drugstore basics: 20–40

  • Mid-range favorites: 50–100

  • Prestige brands: 150+


According to recent surveys, women in their early 20s spend an average of 40 per month on skincare alone. Dermatologists would argue it’s money well spent: consistent sun protection and hydration today means fewer interventions later.

HER.A tip: Resist the allure of the ten-step routine. Four well-chosen products, tailored to your skin, outperform cluttered bathroom shelves.


Makeup: The Playful Investment

Makeup remains the most personal - and variable - category. For some, it’s a swipe of mascara. For others, it’s artistry.


The monthly reality

  • Minimal routines: 20–40

  • Balanced kits: 50–100

  • Full-glam collectors: 120+


The good news? Most products last longer than we think. A quality foundation or concealer can stretch to 3 months, meaning makeup doesn’t have to rival your grocery budget.

HER.A tip: Invest where your skin meets pigment - complexion products. Rotate trends (glosses, palettes) through more affordable lines.


Hair: Beauty’s Hidden Luxury

Nothing reveals the true cost of upkeep like hair. Between salon appointments, treatments, and styling products, expenses can double before you notice.


The monthly reality

  • Everyday care (shampoo, conditioner, styling): 20–50

  • Salon visits: 60–150 every 2–3 months


Studies show women under 25 spend more on hair coloring than older groups - balayage, highlights, and gloss treatments are practically rites of passage. The science, however, is sobering: over-processing weakens hair, leading to more treatments, more costs.

HER.A tip: Stretch your appointments with professional-quality at-home masks and root touch-up sprays.


Nails, Brows & Beyond

The so-called “extras” are anything but, once they become habit.

 

The monthly reality

  • Nails: 30–60 per visit

  • Brows: 15–30 every few weeks

  • Lash extensions: 60–100 monthly


The monthly reality: 30–100

At-home kits and TikTok tutorials are reshaping this space - chic, DIY beauty is no longer second-best, it’s a statement of independence.


The Beauty Budget, Decoded


  • Minimalist routine: 70–100/month

  • Balanced routine: 150–250/month

  • High-maintenance routine: 300+/month


Over a year, that translates to 1,200–3,000 - a Paris getaway, a semester’s tuition, or a wardrobe refresh.


The Verdict

Beauty is no longer simply about appearances; it’s a blend of self-care, health, and cultural identity. For Gen Z, the beauty routine is as much about confidence as complexion.

But here’s the truth: the most impactful investments aren’t always the most expensive. Sunscreen, quality sleep, hydration - these timeless essentials deliver what no trending serum can replicate.

In the end, beauty should empower, not overwhelm. The best routine is one that reflects your lifestyle and values.

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